Agriculture Infrastructure Fund (AIF) Scheme
Agriculture Infrastructure Fund (AIF) Scheme
The Agriculture Infrastructure Fund (AIF) is a transformative financing initiative by the Ministry of Agriculture and Farmers Welfare, offering medium- to long-term debt funding to develop critical infrastructure in India’s post-harvest supply chain and community farming ecosystems. This scheme is designed to accelerate investments in agri-logistics, cold chains, smart farming assets, and post-harvest value addition.
At DharmaSetu Goldschmidt Advisory, we help you tap into this powerful scheme by structuring viable projects, preparing compliant DPRs, and securing long-tenure loans with interest subvention and credit guarantees.
Scheme Objectives
- Improve post-harvest value retention through world-class infrastructure
- Enable export-ready agri clusters with hub-and-spoke logistics
- Support farmers and FPOs with community-owned farming assets
- Encourage private investment in modern agriculture and agri-tech
Eligible Beneficiaries
- Individual Farmers & Agripreneurs
- Farmer Producer Organizations (FPOs)
- Primary Agricultural Credit Societies (PACS)
- Self-Help Groups (SHGs) & Joint Liability Groups (JLGs)
- Startups, Private Sector Players & Agri-Tech Innovators
- Public Sector Agencies, Local Bodies, and Cooperatives
Eligible Project Categories
Post-Harvest Management Infrastructure
Projects focused on reducing wastage, improving shelf life, and enabling efficient market linkage:
- Warehouses & Silos
- Cold Chains & Ripening Chambers
- Pack Houses & Sorting/Grading Units
- Primary Processing Units
- Assaying & Testing Labs
- E-Marketplace Supply Chain Integration
- Logistics & Transport Infrastructure
Hub-and-Spoke Supply Chain Projects
Ideal for large-scale, cluster-based and export-focused crop ecosystems:
- Integrated infrastructure models serving multiple farmer clusters
- PPPs (Public Private Partnerships) led by central/state/local government bodies
- Infrastructure projects aligned to district agri-export plans
Community Farming Assets
Designed to empower FPOs, SHGs, and local collectives:
- Bio-Stimulant and Organic Input Production Units
- Composting and Natural Fertilizer Infrastructure
- Precision Agriculture Infrastructure (IoT Sensors, Drone Stations)
- Shared Tools and Equipment Banks for rural farming groups
Applicable Benefits
- 3% Interest Subvention on loans up to ₹2 Crores
• Applicable for up to 7 years - Credit Guarantee Coverage up to ₹2 Crores
• Through CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) - Long Tenure Loan Sanctioning
• Maximum tenure of 7 years with flexible repayment structures
Our AIF Advisory Services Include:
- Feasibility Study & Eligibility Assessment
- DPR (Detailed Project Report) Preparation
- Application Filing with Financing Institutions & NABARD/SIDBI
- Advisory with Agriculture Department & Local Authorities
- Bank Coordination & Compliance Support for Disbursal
- Project Monitoring and Compliance Reporting
Why Partner with DharmaSetu Goldschmidt Advisory?
- Expertise across agri-logistics, cold chains, and agri-export infrastructure
- On-ground knowledge of crop-specific supply chain clusters
- Strong coordination with banks, NABARD, and CGTMSE
- Experience in PPP-based agri-infrastructure consortiums
- Full-suite service from concept to commission
Frequently Asked Questions
We offer end-to-end support — from eligibility checks and project documentation to application filing and departmental coordination — ensuring maximum benefits with minimal hassle.
We provide consultancy for a wide range of government subsidies — including those for agriculture, manufacturing, MSMEs, technology upgrades, clean energy, exports, and infrastructure development.
Yes, we serve clients nationwide. We’ve successfully helped over 750+ enterprises across sectors and geographies secure government incentives and capital-linked support.
Timelines vary based on the type of subsidy and department workload. However, our team actively tracks and manages your application to ensure accelerated clearance and faster disbursal.
Requirements vary by scheme, but usually include:
- Business registration documents
- Financial statements and projections
- Project reports / DPRs
- Environmental or utility clearances (if applicable)
We provide you with a customized checklist and assist at every stage.